Rebates

Explore our guide to energy rebates for homeowners and builders. Discover how you can enhance your home’s energy efficiency while maximizing savings through federal, provincial, and utility company incentives. 

The Canada Greener Homes loan offers support and financial incentives to homeowners who invest in energy-efficient renovations, one of the most prominent being insulation upgrades.

Improving a home’s insulation is one of the most effective ways to enhance energy efficiency, leading to significant reductions in heating and cooling costs while improving home comfort. See below for the CNG’s Step by Step Guide to applying for the Canada Greener Homes Loan.

Step-by-step guide on how to apply for the Canada Greener Homes Grant:

Step 1: Research Eligibility & Assess Qualifications

Non-Qualifying Home Types:

  • I am a landlord and rent my property.
  • I am a renter.
  • I already started or completed my retrofits without first receiving an EnerGuide home evaluation.
  • My home was built less than 6 months ago (but you can apply once your home is at least 6 months old).
  • I have not moved into the home yet because we are renovating it, before making it my primary residence.

Step 2: Determine Eligible Upgrades

Identify the qualifying energy-efficient upgrades and understand the rebate amounts for each:

  • Home Insulation:
    • Up to $5,000
    • Upgrade your eligible attic, cathedral ceiling, flat roof, exterior wall, exposed floor, basement and crawlspace.
  • Air-sealing:
    • Up to $1,000
    • Perform air sealing to improve the airtightness of your home to achieve the air-change rate target.
  • Windows and doors:
    • Up to $5,000
    • Replace your doors, windows or sliding glass doors with ENERGY STAR® certified models.
  • Thermostat:
    • Up to $50
    • Add a smart thermostat to help improve your comfort and save money on your energy bill (must be combined with another energy efficiency retrofit).
  • Space and water heating:
    • Up to $5,000
    • Make the switch to more energy-efficient space heating or water heating equipment to save on your utility bill and reduce your carbon footprint.
  • Renewable energy:
    • Up to $5,000
    • Install a solar photovoltaic system to convert sunlight energy into electricity.
  • Resiliency measures


To gain more insight into the eligible upgrades under the Canada Greener Homes Grant, visit this link.

Step 3: Get a pre-retrofit EnerGuide evaluation

  • Schedule an in-depth property assessment. You may contact our authorized personnel, Arsi Hassankhani, at (647) 640-7778 or torontoenergyaudit@gmail.com for the preliminary assessment. More Information is available on www.allseasoninspection.ca.

Step 4: Plan your retrofits and get quotes from contractors

  • After reviewing your assessment report, select the suggested retrofits fitting your budget and plans. Remember, you can’t adjust the loan for additional retrofits later, so plan carefully.
  • For expert advice and detailed quotes for each retrofit, consult CNG Insulation & Drywall. We offer experienced professionals and transparent, competitive pricing to assist with your renovation plans effectively.

Step 5: Submit Your Loan Application

  • Access Loan Portal: Log into your Canada Greener Homes account, navigate to the loan portal, and prepare to upload the required documents.
  • Upload Documents: You’ll need:
    • Property tax statement
    • Driver’s license or government ID plus a utility bill
    • Confirmation of income and employment (like a job letter or T4 slip)
    • Contractor quotes
  • Application Review: After submission, the program calculates your maximum loan amount. Review and accept the loan agreement to activate your offer.
  • Apply for the Grant: Ensure you’re eligible for and have applied for the Canada Greener Homes Grant before loan application. Residents in Nova Scotia, Ontario, and Quebec should apply post their pre-retrofit evaluation.
  • Upfront Costs: You can request an advance (up to 15% of eligible retrofit costs, 25% for Northern/off-grid properties) on your loan to cover initial contractor deposits. Provide the required deposit amounts and contractor quotes during application to access this option.

Step 6: Complete your Retrofits and Keep Receipts and Invoices

  • Start your work, and make sure to keep copies of all your receipts and invoices along the way.

Step 7: Get a Post-retrofit EnerGuide Evaluation

  • Once the retrofits are complete, contact your service organization to request a post-retrofit EnerGuide evaluation. An energy advisor will evaluate the impact of your improvements and provide you with an updated EnerGuide label and a new report that estimates how much you can receive for your grants.

Step 8: Receive & Repay your Loan Amount

  • After your final evaluation, upload all invoices and receipts to the respective portals.
  • The loan amount will be adjusted based on actual retrofit costs:
    • it won’t increase if costs are higher
    • may decrease if costs are lower than estimated
  • The finalized loan amount will be deposited into your bank account, subtracting any initial advances received,within 10 days.
  • Subsequently, you’ll receive detailed instructions for repaying the loan over a 10-year period.

 

Should you have any further questions or concerns at any point during the application or implementation process, please do not hesitate to contact us at info@cnginsulation.com or 1 (888) 264-0080 at any time. We are here to assist you!

Additional tips for applying for the Canada Greener Homes Grant:

Start planning your renovation early

The Canada Greener Homes Grant is a popular program and the funds are limited. By starting early, you will increase your chances of being approved for the grant.

Get an energy audit

An energy audit will help you identify areas where you can improve the energy efficiency of your home. This will make your renovation more cost-effective and help you qualify for a larger rebate.

Work with a qualified contractor

When choosing a contractor, make sure they are qualified to perform the work and that they are familiar with the Canada Greener Homes Grant.

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